Table of Permissible Changes in Life Insurance Election

Note: "Duty Status" means employee must actually be on duty at the workplace and not on annual or sick leave, excused absence, or otherwise absent from duty.

Event allowing change

Basic Life

Option A-Standard

Option B-Additional

Option C-Family

Approval of Request for Insurance (SF2822) by OFEGLI Yes. Coverage is effective on first day in pay and duty status after date of approval by OFEGLI. Deductions begin with the pay period in which coverage begins. Time Limit--Employee must be in pay and duty status within 31 days after date of approval of SF2822. Yes. Coverage is effective on first day in pay and duty status after date of approval by OFEGLI and SF2817 is received by agency. Deductions begin with pay period in which coverage begins. Time Limit--Employee must submit SF2817 and be in pay and duty status within 31 days after date of approval of SF2822. Yes. Coverage is effective on first day in pay and duty status after date of approval by OFEGLI and SF2817 is received by agency. Deductions begin with pay period in which coverage begins. Time Limit--Employee must submit SF2817 and be in pay and duty status within 31 days after date of approval of SF2822. No change permitted for this event.
Marriage, Divorce, Death of Spouse or acquisition of an eligible child. No change permitted for this event No change permitted for this event Yes. The employee may elect multiples or increase present multiples (limited to 5 total) up to (1) for marriage, the number of additional family members associated with the marriage; (2) for children, the number of additional children acquired; (3) for divorce or death of spouse, the total number of dependent children. Coverage is effective the first day in pay and duty status on or after the SF2817 is received by agency. Deduction increase with pay period in which coverage increases. Time Limit-- SF2817 must be received by agency within 60 days after date of event. (Time limit may be extended if event occurs during a period of separation or 60 days or less before separation.) Yes. Coverage is effective the day the SF2817 is received by agency provided Basic Life is in force, if you submit the election within 60 days after the event. Coverage is effective the day the event, provided Basic Life is in force, if you submit the election prior to the event. Deductions begin with pay period in which coverage begins. Time Limit-- SF2817 must be received by agency within 60 days after the date of the event. (Time limit may be extended if event occurs during a period of separation, 60 days or less before separation, or during the year following waiver or Basic Life.)
Employee is reinstated after a break in service of at least 180 days in a position wherein he or she is not excluded from insurance by law or regulation Yes. Coverage is effective on the date the employee actually enters on duty in a pay status, if no new waiver is filed. Deductions begin with the pay period in which coverage is effective. Yes. Coverage is effective on the first day in pay and duty status on or after the SF2817 affirmatively electing such coverage is received by the agency. Deductions begin with the pay period in which coverage is effective. Time Limit-- Employee must submit SF2817 affirmatively electing such coverage to his or her agency within 31 days after reinstatement. Same as Option A--Standard Same as Option A--Standard
Employee returns to Federal service after a break in service of at least 180 days in a position wherein he or she is excluded from insurance by law or regulation. No. However, if employee is later converted to a non-excluded position, the coverage becomes effective on the first day in a pay and duty status on or after being converted to such a position. Deductions begin with pay period in which coverage is effective. No. However, if employee is later converted to a non-excluded position, the coverage is effective on the first day the employee is converted to such a position wherein he or she is in a pay and duty status on or after the SF2817 affirmatively electing such coverage is received by the agency. Deductions begin with pay period in which coverage is effective. Time Limit-- Employee must submit SF2817 affirmatively electing such coverage to his or her agency within 31 days after conversion. Same as Option A--Standard Same as Option A--Standard
5A. Employee initially waives or subsequently cancels life insurance coverage.

or

5B. Employee elects to reduce optional coverage.

A. Yes. Coverage and deductions stop on the last day of the pay period in which the agency receives the SF2817. Time Limit-- None. Employee may cancel coverage at any time.

B. Not applicable.

 

A. Same as Basic Life.

 

 

B. Not applicable.

A. Same as Basic Life.

 

 

B. Yes. Employee may at any time reduce the number of multiples of pay. Coverage and deductions reduce effective the first day of the first pay period after the agency receives the SF2817.

A. Same as Basic Life.

 

 

B. Not applicable.

 

 

 

6. Open Enrollment Period Yes. Subject to regulations issued for the Open Enrollment. Same as Basic Life. Same as Basic Life. Same as Basic Life.