If You Are Receiving
Workers'Compensation



If you become entitled to benefits from the Off ice of Workers'Compensation Programs (OWCP) for a job-related illness or injury which prevents you from working, you mlay continue your FEGLI coverage as an employee, including Accidental Death and Dismemberment coverage (AD&D), at no cost to you for up to 12 months of non-pay status.



Your FEGLI insurance coverage may be continued (AD&D
is cancelled) after this 12-month period if:



a. you are in receipt of benefits from OWCP and are
unable to return to duty, and



b. you have been insured (1) for the cover-ages you wish to continue for the 5 years of service immediately preced@ ing the date of your entitlement to benefits from OW@P or (2) the full period(s) of service during which the coverages were available to you if less than 5 years.



You must continue Basic Life to continue the options. Also, the number of multiples of pay you may continue under Option B-Additional is limited to the lowest number of multiples you had during the period which meets the above requirements.



At the end of 12 months of non-pay status (or at separation, if earlier), your FEGLI insurance will either terminate or be continued for you as a compensationer. The 12 months of non-pay status may be continuous or broken by periods of less than 4 consecutive months of pay status. In either event, you will have the opportunity at that time to convert all or a portion of the insurance coverage(s) for which you were insured to an individual (direct-pay) policy. If eligible to continue coverage, and you do not convert, withholdings will be made from your compensation payment as if you were retired.



At the completion of 12 months of non-pay status, your employing office will issue to you or your assignee(s), if applicable, a "Notice of Conversion Privilege" (SF 2819), and an "Agency Certification of Insurance Status" (SF 2821). If you wish to continue all or a portion of your insurance coverage while in receipt of compensation, you must complete the "Continuation of Life Insurance Coverage" form (SF 2818). Life insurance coverage which is continued for you as a compensationer is subject to the same reductions at age 65 as if you were retired (see page 8).



For the purposes of the FEGLI Program, a compensationer
is considered an annuitant.