Effective Dates of
FEGLI Coverage



Most civilian employees of the Federal Government (and individuals first employed by the District of Columbia government before October 1, 1987) are eligible to participate in the FEGLI Program. Basic Life insurance coverage is effective on the first day you enter pay and duty status unless you waive this coverage before the end of your first pay period. You may waive Basic Life insurance coverage at any time and the waiver will be effective at the end of the pay period in which you file the waiver. Optional coverages for new employees are not effective until the day an affirmative election is received in the employing office. Generally, to acquire coverage, you must actually be on duty at your workplace and not on annual or sick leave, excused absence, or otherwise absent from duty.



More precise information on the effective dates of insurance
coverage is reflected in the tables on pages 22 and 23.



You must complete a Life Insurance Election form, SF 2817, to waive insurance or to elect optional insurance. If you do not complete an election form, you will automatically be enrolled for Basic Life only and withholdings will be made from your pay.