Effective Dates of
FEGLI Coverage
Most civilian employees of the Federal Government (and
individuals first employed by the District of Columbia government
before October 1, 1987) are eligible to participate in the FEGLI
Program. Basic Life insurance coverage is effective on the first
day you enter pay and duty status unless you waive this coverage
before the end of your first pay period. You may waive Basic Life
insurance coverage at any time and the waiver will be effective
at the end of the pay period in which you file the waiver.
Optional coverages for new employees are not effective until the
day an affirmative election is received in the employing office.
Generally, to acquire coverage, you must actually be on duty at
your workplace and not on annual or sick leave, excused absence,
or otherwise absent from duty.
More precise information on the effective dates of insurance
coverage is reflected in the tables on pages 22 and 23.
You must complete a Life Insurance Election form, SF 2817, to
waive insurance or to elect optional insurance. If you do not
complete an election form, you will automatically be enrolled for
Basic Life only and withholdings will be made from your pay.